Answers to Common Questions About Auto Financing at Benson Nissan

Our Spartanburg Nissan dealer has a streamlined process for purchasing a new or used vehicle from us, and auto financing is a key part of that process. It's easy to find a used car or new Nissan near Greer that you love, but some of our customers worry about car loans and finding the right match for their budget. Well, that's where our auto finance team comes in. Our Nissan finance center has experts to guide you through the process, and we've received all sorts of questions over the years. Below, we highlight answers to frequently asked questions about auto financing with us!

Frequently Asked Questions About Vehicle Financing:

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When Should I Start the Auto Finance Process?

When you start the finance process is entirely up to you. Some car shoppers prefer to pre-qualify for auto financing near Simpsonville so that they have a better idea of what their monthly payments will look like. Other drivers know the exact model they want and figure that out before tackling auto financing, and there are options even towards the end of the process.

What Does the Financing Process Look Like?

Again, how the auto financing process goes is up to you. There are a few items that every process will have, such as applying for a car loan, which requires some info about your credit history, but other items, such as if you'll trade in your current car, are under your complete control.

Is Buying or Leasing Right for Me?

One of the questions our finance experts see the most is whether buying or leasing is better for you, and it depends on your situation. If you're just starting a job you have to commute to and don't have much saved, it can be beneficial to lease a new Nissan near Forest City. If you have some money saved up and have been dreaming of owning a certain model, buying it may be a better choice. The good news? There's no wrong option!

Can I Finance a Car Online?

Yes! Our online auto finance tools mean that you can apply for a car loan online and tackle many other aspects of buying your car online as well. We know that your schedule may not allow for a ton of visits to our dealership, which is why we provide online car loan tools free of charge.

How Do I Add Extended Warranties to My Loan?

Every new Nissan for sale near Shelby, NC comes with limited warranties, but drivers have the option to add additional coverage to their vehicles. Protecting your vehicle is smart as it's a big investment, and our finance team can easily add in an extended warranty to your monthly car payment.

What is GAP Insurance?

Another way for more peace of mind when financing a car near Greenville is with GAP insurance. You need some form of auto insurance when buying a car from us, but that insurance may not cover the difference between what your car is valued at and how much you owe. If your car is totaled and insurance values your car below what you have to pay, you can still have payments on a car you can't drive. GAP insurance will cover that difference so that you don't have to.

Can I Get a Car Loan with a My Credit Score?

We receive a lot of questions about auto financing with bad credit, but we're here to work with you. Our team of finance professionals has helped car shoppers from all walks of life and with a wide range of credit histories, so we're sure that we can find a car loan for you no matter your credit!

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Contact Us with Any Other Questions About Nissan Financing

These are just some of the questions we frequently receive about car loans and Nissan leases, but we're sure that some remain. If you have more questions or would like to start the auto finance process today, be sure to contact our dealership today!